Sociochat Softwares

Financial services · KPO division

Financial intelligence, delivered as a service.

Deep analysis and decision support for lending institutions, NBFCs and US-based financial firms. The global KPO market is projected to reach $157.5 billion by 2030, growing at 16.3% CAGR.

Indian NBFCsUS financial institutionsSociochat KPO: credit, compliance, research

Software for lending verification

Built and leased for vendors, NBFCs and banks across India.

We create and lease complete software services for PD, FI and FCU vendors, NBFCs and banks, customised to the way each of them works.

Create

Built to your needs

Custom software designed around your process, from first requirement through launch and support.

Lease

Ready to use, tailored to fit

Lease our software services and have them customised to your workflow, without building from scratch.

Who it serves

Vendors, NBFCs and banks

  • PD: personal discussion vendors
  • FI: field investigation vendors
  • FCU: fraud control unit vendors
  • NBFCs and banks across India

Lenders our vendors serve

Credit SaisonJana Small Finance BankHero FinCorpBajaj FinservKotak Mahindra BankFederal BankHDB Financial ServicesReliance CapitalCatholic Syrian BankTamilnad Mercantile Bank (TMB)

For Indian NBFCs

Credit, compliance and strategy.

Credit risk & portfolio analysis

  • Borrower creditworthiness and CIBIL analysis
  • NPA classification and provisioning support
  • Portfolio concentration risk reports
  • Loan book health dashboards

Regulatory compliance & reporting

  • RBI regulatory return preparation
  • ALM reports
  • Capital adequacy and CRAR calculations
  • Board-ready financial MIS packs

Strategic decision support

  • Segment-wise yield and spread analysis
  • Branch and AUM benchmarking
  • Market expansion feasibility studies
  • Fundraising decks and investor analytics

For US financial institutions

Research, risk and modelling.

Investment research & equity analysis

  • Company and sector deep-dives
  • DCF, comparables and precedent analysis
  • Earnings models and variance analysis
  • Macro and thematic research

Compliance & risk management

  • KYC/AML transaction monitoring support
  • Credit risk model validation
  • Regulatory change impact assessments
  • Internal audit and controls documentation

Financial modelling & analytics

  • LBO, M&A and merger models
  • Predictive loan default modelling
  • Real-time portfolio dashboards
  • Scenario and sensitivity analysis

Speak with our KPO team